mortgage

Millenials Will Come…

Millenials Will Come…

Some economists have recently sounded the alarm that a ‘lost generation of homebuyers,’ namely those born after 1980, are locked in permanent financial stagnation that will prevent the majority from ever forming households. This generation, coined ‘millenials’ by overzealous media marketeers, contends with crushing student loans, limited employment opportunities, rising rates, low inventory with rising […]

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It’s the Time of the Season for Buying

It’s the Time of the Season for Buying

You’ve heard the news. You’ve read all the opinion polls, waiting for the perfect time to jump into the market and buy your first home…your second home…your dream home. You scan Zillow, Redfin, Trulia & Realtor.com daily, filling every weekend with open houses in your desired neighborhoods. But fears of market volatility and uncertain futures […]

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Fiscal Cliff Controversy Favors Housing Recovery

Fiscal Cliff Controversy Favors Housing Recovery

Despite the controversy over ‘fiscal cliff’ negotiations involving increased taxation versus spending cuts (an argument sure to linger on for the foreseeable future), Congress did make some important and forward-thinking decisions which should positively affect the housing market and further stabilize the recovery. Among these decisions are the renewal of two major tax provisions: the […]

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10 Tips for Avoiding Foreclosure

10 Tips for Avoiding Foreclosure

(From the HUD post /avoiding_foreclosure/foreclosuretips) Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Don’t ignore the letters from your lender Contact your lender immediately Contact a HUD-approved housing counseling agency Toll FREE (800) 569-4287 TTY (800) 877-8339 1. Don’t ignore […]

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3 Steps to Getting a Loan

3 Steps to Getting a Loan

Step 1: Examine your finances Start by determining how much mortgage you can afford. Lenders are apt to put your loan application in the best light and qualify you for as much as they are willing to lend, which can be more than you can afford or need. It’s up to you to take stock […]

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